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Travel
Travel
recommends purchasing travel insurance. Travel insurance can protect customers
from substantial losses that result from a
variety of situations, including cancelled
trips, medical emergencies, lost baggage,
supplier defaults, as well as other
unforeseen circumstances. Our travel
professionals can find the right insurance
product for you. We can answer your
questions and put your mind at ease. We
have included links to three different
travel insurance companies on this web
page.
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 Travel is one of life's great joys. But even the most carefully planned trip can be complicated by unforeseen events. Whether it's lost luggage, cancelled flights, or a medical emergency, an unexpected mishap can turn a relaxing vacation into a taxing experience. Access America's travel insurance is designed to keep your travel on track. Our goal is to save you money, safeguard your journey, and make your vacation memorable for all of the right reasons.
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Click on the Travel Guard Logo to
purchase comprehensive travel insurance
products.
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Who should buy
travel insurance?
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Travelers who want to protect their travel
investment should consider purchasing
travel insurance. The more you have
invested in your trip, the more you need
to protect it. If an accident,
illness, or sudden change in plans forces
you to cancel or interrupt travel plans,
you face two major financial losses -
money you've invested in nonrefundable
prepayments, and medical expenses that
aren't covered by your health insurance.
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Supplier provided
coverage vs. third party insurance
companies
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Many travel vendors (tour companies and
cruise lines) offer their own protection
plans and these plans may provide very
different coverage than offered through
third party insurance companies. In
most cases, supplier-provided coverage
won't cover you in the event they go
bankrupt. When considering a
supplier protection plan, you should
carefully compare the coverage with
third-party travel insurance products.
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What
happens if you must cancel your flight or
return home early from your Trip because a
family member is sick or injured or dies?
What about terrorists acts?
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The
Trip Cancellation/Interruption Benefit
protects your covered air ticket cost when
you, an Immediate Family Member or
Traveling Companion cancel or interrupt a
Trip for covered medical reasons and many
other reasons as well (see the "Other
Covered Events" definition for
details). If you must interrupt your Trip
for a covered reason, the plan provides
coverage for Your return air flight cost
(not to exceed one-way economy air ticket
cost). The Trip Delay Benefit reimburses
you up to $100 for your meal and
accommodation expenses for a covered Trip
delay. |
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Insure-A-Flight
Coverages and Benefits |
| PRE-DEPARTURE TRIP CANCELLATION |
Will reimburse the total cost of
the airline ticket |
| POST-DEPARTURE TRIP INTERRUPTION |
Will reimburse return air flight
costs not to exceed the cost of economy airfare
(see Description of Coverage) |
| TRIP DELAY (12 HOURS OR MORE) |
Will reimburse up to $ 100 of the
original airline ticket cost |
| MEDEX24-HOUR ASSISTANCE
SERVICE |
Included |
TRAVEL ACCIDENT PROTECTION
ACCIDENTAL DEATH & DISMEMBERMENT |
Pays $25,000 in the event of
accidental death (see Description of Coverage
for additional benefits) |
| BAGGAGE DELAY (24 HOURS OR MORE) |
$100 |
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"Traveling
companion" means a person whose name
appears with yours on the same Trip arrangement
and who, during the Trip, will share
accommodations with you in the same room, cabin,
condominium unit, apartment unit or other
lodging. "Immediate family member"
means you or your Traveling companion's spouse,
child, spouse's child, daughter-in-law,
son-in-law, brother, sister, mother, father,
grandparents, grandchild, step-brother,
step-sister, step-parents, parents-in-law,
brother-in-law, sister-in-law, aunt, uncle,
niece, nephew, guardian, or ward.
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This page was last up dated on 11/21/07
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